We already know Michigan has the highest auto insurance rates in the whole country and nothing seems to be in the pipeline to change that.  So here we continue to take it up the you know what.  I almost don't want to know just how much more we pay and how much it's gone up over the last several years but I just can't help myself.  I guess I just want to get pissed off about another thing.

According to a recent study by The Zebra, auto insurance rates are at an all-time high in the U.S. especially across Michigan.  In the Kalamazoo/Battle Creek/Grand Rapids area rates are up 14% over 2011 and here are the average annual auto insurance premiums for our area compared to the rest of the country:

  • Kalamazoo/Battle Creek/Grand Rapids: $2,360
  • Detroit: $3,326
  • Michigan: $2,610
  • U.S.: $1,427

So why are rates continuing to rise?  Here's what The Zebra had to say:

“Michigan has the most expensive car insurance rates of any state in the U.S., and rates across the Grand Rapids/Kalamazoo/Battle Creek area are no exception. Some severe weather including winter and summer storms, wind, and hail cause substantial damage. Further, the state has a high rate of uninsured drivers. Perhaps the most significant factor, however, is the way no-fault insurance benefits are structured under Michigan laws. Michigan stands alone in that it allows for an unlimited amount of lifetime benefits for personal injury protection (PIP) coverage, which may be leading to an huge amount of medical fraud in the state.”

Get more details by clicking HERE.