If you're like me you probably won't be doing much, if any, of your shopping online.  Hey!  I'm not knocking it.  I've shopped online for many things but, when faced with a "list" of things to buy for Christmas, it just seems too daunting.

Oli Scarff- Getty Images
Oli Scarff- Getty Images
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If I have a list, I find that I'm much more comfortable slogging through the mall and hoping against hope that I, not only find what I'm looking for but also, find what the recipient is actually going to like.  Trust me, often it's not the same thing.

So I find myself trying to decide whether it's going to be harder to shop online or harder to give those who love to my excuse(s) for not.  Which brings me to my latest "public service".  Here are some excuses as to why you won't be taking part in "Cyber Monday"...

 

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